 What Age to You Have to Be to Lease a Car?
 Hi, I want to lease a car but my credit history isn't that great. Can I use my brother as a guarantor as he is a doctor for the NHS and gets paid good money and is willing to help me. I'm not sure if I should lease a brand new car and pay more or lease an ex demo car and pay less. Can you help me please?
 I recommend you lease an ex demo car for 4 years so you get the best price. However you can return it or swap the car for something else after 2 years. There are no penalties with us. However, this is subject to approval for your lease.
You need to be working and living in the UK for at least 3 years or more. You must have a UK driving license, a couple of bills in your name, a UK bank account, able to vote for council elections and have credit history.
Do you have this? If not does your Doctor sister have this?
Just checking to see if you received my email last evening?
What should I need to do in next step or what should I ask my brother to provide information to support my process?
Thanks!
Did someone try to contact you from the ex demo department?
Let me know either way and if they didn't I will notify them about our conversation and get them to contact you tomorrow.
Yes, she contacted my husband! R u in same company? So I just need to deal with them ?
Thanks a lot!
We are partners with several car leasing brokers who work along side the best and most suitable funders for car leasing.
If you recall, in my email I said to you what happens next and that my partner was going to help you.
Yes, continue communicating with the guys from the team.
If you need any more help let me know.
Although I am not sure is the lady same as u mentioned? Because she contacted my husband not me,!
Thanks anyways!
But can I ask you a question? Ad she mentioned the car's mileages is about 28000, and reg
come on 11/60, is that means we have to do MOT afterward ? And their website
seems like nit come with warranty? Sorry to bother you, I am thinking you are a
really expert person in this field
Cars today are like new up to around 5 or so years old. It is after 5 years cars start needing major things.
Don't forget you saved over £30 a month by having an ex demo car, instead of a factory order. This car is 2 years old and won't need an MOT until one year or so has passed. The cost for MOT is around £40 a year which is approx £3 a month. £30 - £3 leaves you still with a saving of £27 a month.
By the way all cars need a service once a year. Most companies give free MOT or just charge £20 if you service the car at the same time. All cars need servicing if they are new or 3 years old.
The car that you are going to have will not need anything major doing to it as it is like brand new and it still has the manufacturer's warranty. You will need just to change oil and oil filters. If you travel 20,000 miles a year then maybe you will need tyres. Again no different if the car was new or old.
Hello, i am looking to get a car as the one i'm using is giving me problems here and there but i don't really know how your deals are worked out. Just making an enquiry to know about the deals available.
Not sure what you would like to know. Have you leased before? Do you know how it works? Typically a car lease is like owning the car where you tax, insure and service it, but the main difference is you don't pay for how much the car is worth but how much it will not be worth in 4 years time.
If you lease a car that lets say costs £12,000 and in 4 years time it can be sold for £4,000 then you pay for the £8,000 plus the interest. Then at the end of the lease instead of you needing to pay the £4,000 to keep the car you can hand it back and walk away or jump into another car.
If you did less miles than you stated and the car is in better condition that expected then you might have some equity in the car which can be used as a deposit for your next car.
I havent leased a car before. So i will have to do servicing , tax and insurance?
To lease a car from us like an ex demo it will cost you approx £130 to £160 for a decent car. Even if you added the cost of insurance and yearly servicing it still is far cheaper than owning a car or taking a loan, guaranteed.
If you took one of those all inclusive offers where servicing and insurance is included for a decent car it will work out approx £200 to £260 a month. Finding your own insurance and servicing at a local garage is far cheaper. Probably save you approx £5,000 over the lease period.
Up to you really. If you are interested let me know which car you would like a quote for?
I have a poor credit rating and no deposit, however I have a good salary and a car allowance, so can afford to pay for it. I cover approx 17,000-20,000 miles a year and need something that's economical, upwards of 50mpg. My budget is £200-250 per month. Are you able to provide me with a quote please?
Hi, as you are employed at the moment and have a steady job, we are able to offer you several no deposit options to lease an ex demo car, even if you have poor credit history
I'd like to lease a cross over type car I do up to to 10K miles per year. Lease for 2 or 3 years. Looking at Kia Sportage, Nisan Quasqai or Hyundai IX35. I also read about the fact you do a no credit check option? This would be beneficial to my requirements, as I won't pass a credit check.
To not be credit checked we assume you have bad credit and you can only have a bad credit car lease, if approved. The cars you mentioned are not on the list. The nearest I can see is the Zafira.
You must be employed and prove your earnings and be living at the same house for the past 3 years. Ideally if you provide your mobile and telephone number we could get somewhere and please email me if you have a deposit to put down and how much would that be?
I have a bit of adverse credit, but I would of said my main stumbling block would be I am not on the electrol role. Unfortunately, if those cars aren't available I wouldn't be interested in anything else.
The Qashqai is available, it is just that I would need to put an offer together for you.
If you don't mind me asking, why aren't you on the Electoral? thought it only takes a few days to do that.
I have previously been on it a few yeas ago, but I emigrated and I obviously came off, and since being back never felt it necessary, the only benefit it gave me was to vote. But now I want to lease a car rather than purchasing (which) I have done up till now, I know most lenders wont entertain.
If you could put an offer together that would be great.
You have to be on the Electoral first before anything else. Also how long have you been living at the same address since you have come back to the UK?
It is 3 years now.
That is great, but once you are registered on the Electoral then you may contact me again.
What age do you have to be to lease from you?
There is no age limit to lease a car via our company as long as long as you have a valid driving license. Also hold a job, have a UK bank account, able to vote (be on Electoral Register) have some sort of credit history and be able to afford the monthly payments. If you need to know anything else do leave a message.
I work for a hospital but my employers don't offer any schemes. Can I still apply with you?
It doesn't matter if your Trust doesn't take part as we lease direct to you and you pay via a direct debit. If we go down the route of leasing based on poor credit history then £140 will not get you a decent automatic car. Probably the price would be more in the region of £160-£200? If you answer my other message I can track you for a quote?
What about age limit?
I believe other companies have age limits to lease a car. We don't as long as you have all the other requirements into place. Also we do a type of lease called, accommodation where you can lease a car in your parent's or partner's name and they allow you to drive the car as it will be in your name.
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Deciding whether to pick a new or used can be hard when you’re trying to lease a car - this is why we offer both options. We also
offer personal and business lease vehicles - depending on which one works out
cheaper!
