Images are for illustration and reference purposes only and are
not necessarily an accurate representation of the vehicle on offer. Depending on
the deal a documentation fee and initial rental may be required. We can tailor a
quotation based on your needs and affordability.
Trusted by thousands
of happy customers.
The Vauxhall Insignia is a popular mid-size family car that has been on the market since 2008. It has gained a strong reputation for its spacious interior, comfortable ride, and reliable performance. As with any car, buying a brand new Vauxhall Insignia can be a significant investment. This is why many people opt for purchasing a used Insignia instead.
Special Offer Deal
Sale Price from
from
£184.97
ex vat
£221.96 per
month inc vat
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Obligation Quote - No Impact on your Credit Score
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Latest Vauxhall Insignia HB 2.0 CDTI Auto Deals
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Includes Full Warranty
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Compare the Top 10 Vauxhall Insignia HB 2.0 CDTI Auto
Cheapest Car Leasing Deals
We offer top quality Vauxhall Insignia HB 2.0 CDTI Auto from brand new, nearly new, slightly used or ex demo, whether you have good or poor credit
rating, pay a low or no deposit. These Vauxhall Insignia HB 2.0 CDTI Auto can be leased or financed and come with a warranty, HPI checked and when contract hire
leasing, include UK nationwide delivery and AA or RAC Roadside Assistance cover for peace of mind.
»
NO DEPOSIT Approved Used Lease Deal
»
Based on 48 months & 10,000 Miles per year
»
No Deposit then 48 Monthly Repayments
» Contact us for more No-Deposit-Lease-Cars
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Payment Options:
0 + 48
»
NO DEPOSIT Approved Used Lease Deal
»
Based on 48 months & 10,000 Miles per year
»
No Deposit then 48 Monthly Repayments
» Contact us for more No-Deposit-Lease-Cars
Deals like this
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Payment Options:
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Time4Leasing can offer you the
latest Vauxhall Insignia HB 2.0 CDTI Auto lease deals at lower prices because these vehicles are exclusive and offered at lower rates to customers that have good, poor or
even bad credit history score ratings.
You may wish to pay a higher initial payment or deposit and reduce the monthly payments or
pay nothing up front and increase the monthly payment arrangement. You could be considered for exclusive zero deposit offers and you can part
exchange your current vehicle or use your used car as a deposit. However, you will need to press the submit button and complete your details online via one of the forms.
Applying with us will not affect
your credit score and our services are totally free! Apply today
and we will send you a free quote proposal tailored to your
needs.
Popular Options
Vauxhall Insignia HB 2.0 CDTI Auto Leasing Finance Options
Deposit
Return Vehicle
Balloon
Payment
Extra Miles
1
Return or Own
Vehicle
Lease then option to buy by paying deferred balloon payment, return car
or part exchange with a guaranteed future value
PCP
Optional
Optional
Optional
Yes
2
Own Vehicle
Hire then you get to own the vehicle
at end of the finance agreement
and you can drive unlimited free miles
HP
Optional
No
No
Free
3
Return Vehicle
Vehicle must be returned at the end of the contract
hire. Suitable for businesses with good
credit history
CH
Yes
Yes
N/A
Restrictions
4
Car Finance
With over 200 car finance lending options, choose a
car from
any dealer or our advisors help you find the perfect car
N/A
No
No
N/A
Free
Vauxhall Insignia HB 2.0 CDTI Auto Expert Reviews
In this article, we will explore the pros and cons of both options to help you make an informed decision. But when it comes to used cars, should you lease or finance a Vauxhall Insignia?
Leasing a Vauxhall Insignia
Leasing a car means essentially renting it for a set period of time, usually between 2 to 4 years. The monthly payments are based on the difference between the car's purchase price and its estimated value at the end of the lease, also known as the residual value. This means that you only pay for the depreciation of the car during the lease term, rather than the full value of the car.
Pros:
1. Lower monthly payments: Since you are not paying for the full value of the car, your monthly payments will be significantly lower compared to financing the same car.
2. Warranty coverage: Most lease agreements come with a manufacturer's warranty, meaning that you won't have to worry about any unexpected repair costs.
3. Ability to upgrade: Leasing allows you to upgrade to a newer model at the end of your lease term, giving you the opportunity to drive the latest technology and features without the hassle of selling or trading in your car.
Cons:
1. Mileage restrictions: Most lease agreements come with a mileage limit, usually between 10,000 to 15,000 miles per year. If you exceed this limit, you will have to pay an additional fee per mile.
2. No ownership: When you lease a car, you do not own it. This means that you will have to return the car at the end of the lease term, and you will not have any equity in the car.
3. Additional fees: When leasing a car, you may be required to pay for additional fees such as a security deposit, acquisition fee, and disposition fee.
Financing a Vauxhall Insignia
Financing a car means taking out a loan to pay for the full value of the car. You will make monthly payments, including interest, until the loan is paid off.
Pros:
1. Ownership: When you finance a car, you are the owner of the car. This means that you can customize it, sell it, or trade it in at any time.
2. No mileage restrictions: Unlike leasing, financing a car does not come with any mileage restrictions. You can drive as much as you want without having to worry about any additional fees.
3. Equity: As you make payments towards your car loan, you are building equity in the car. This means that you can potentially sell or trade in your car for a higher value in the future.
Cons:
1. Higher monthly payments: Since you are paying for the full value of the car, your monthly payments will be higher compared to leasing the same car.
2. Repair costs: As the car gets older, you will be responsible for any repair costs that may arise after the manufacturer's warranty expires.
3. Depreciation: Cars are known to depreciate in value over time, and this can affect the resale value of your car in the future.
Which option is right for you?
Deciding whether to lease or finance a Vauxhall Insignia ultimately depends on your personal preferences and financial situation. If you prefer to drive a newer car every few years and have lower monthly payments, then leasing may be the better option for you. However, if you are looking to own a car and don't mind higher monthly payments, then financing may be the way to go.
It's also important to consider your future plans when making this decision. If you anticipate driving more than the mileage limit on a lease agreement, financing may be a better choice. On the other hand, if you prefer to have a new car every few years, leasing may be the better option.
In conclusion, both leasing and financing have their own set of advantages and disadvantages when it comes to Vauxhall Insignia used cars. It's important to carefully consider your personal needs and preferences before making a decision. Whichever option you choose, the Vauxhall Insignia is a reliable and popular choice that will provide you with a comfortable and enjoyable driving experience.
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More than just a car
leasing broker. Offers include 0% deposit leasing and finance for brand new and
used cars - plus solutions for individuals with a good and bad credit past. Another Happy Time4Leasing
Customer
Business Contract Hire prices are subject to VAT and Personal Car Leasing prices includes VAT. We reserve the right
to amend figures if alternative finance arrangements are used and to amend
Residual Values if metallic is omitted or a better model is offered or other
accessories added. All
photos and car descriptions on
this site are for illustration and reference purposes only and are not
necessarily the vehicle on offer. All offers are subject to change at any time
and are subject to finance approval and vehicle availability. All prices correct
at time of publication.
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Deciding whether to pick a new or used can be hard when you’re trying to lease a car - this is why we offer both options. We also
offer personal and business lease vehicles - depending on which one works out
cheaper!
We provide Contract Hire Leasing,
Personal Contract Purchase Sales and Hire Purchase where you can drive unlimited
miles and keep the car for a small fee at the end of the lease.
We’ll take care of everything for you, from the initial contact then finding your dream vehicle to arranging collection or
home delivery. You’re in safe hands with
us.
Applying with us is the fastest way to check whether you'll be pre-approved for car
leasing finance with one of our top-tier or specialist lenders. A short finance application that won’t affect your credit score or appear on your credit profile.
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You are in good company like many Time4Leasing nationwide satisfied customers.
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who also act as credit brokers and may introduce you to a limited number of lenders. Subject to status and to UK residents only (excl. the Channel Islands). Individuals must be 18 or over. Guarantees and indemnities may be required. We typically receive a fixed commission calculated by reference to the vehicle model, product or amount you borrow, for introducing you to a
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Latest Vauxhall Insignia HB 2.0 CDTI Auto Deals
Vauxhall Insignia HB 2.0 CDTI Auto Lease Options
Deciding whether to pick a new or used can be hard when you’re trying to lease a car - this is why we offer both options. We also
offer personal and business lease vehicles - depending on which one works out
cheaper!
