Which is better, PCP or Contract Hire Leasing?

Questions and Answers Do you have any Volvo XC60 hybrids available for business leasing? Can you give me an idea of cost & the wait time please?

Answer Have you filled in a form that gives us permission to discuss financial matters with you? When you say business leasing do you mean Contract Hire? or PCP? has the business and or the director good credit score? Are you VAT registered? Have you a deposit to put down if asked? and how much?

Question It would be myself leasing through my business. It is not VAT registered as I deal with prescribed devices (Botox/fillers) which means I don’t pay VAT. It is a Ltd company with no credit faults etc. I personally have a good credit history & am a homeowner. I haven’t filled out a form, this is my first point of contact. I haven’t considered a deposit yet as I didn’t really know what finances were involved at this stage. Can you explain the different between the hire & the pcp please? Is it that the pcp has the option of the balloon payment at the end? If so, I’d probably go for the hire for now.

Answer No worries about the VAT. You can still claim the entire cost of the lease as an expense. Contract Hire, you do not own the vehicle and you must return it. This is only for brand new cars and typically 3 to 9 up front monthly payments are required. With PCP it is more suited for used cars but also new. If used you do not always have to pay anything up front. There is an option to pay a balloon and keep the car r just hand it back and start all over again with a newer car. Is it a Volvo you want? or a good hybrid? would you consider used (normally a couple of years old car in excellent condition) may work out cheaper for you?

Question I’m keen on a hybrid yes, I do love the XC60 though! Definitely an SUV hybrid anyway. If you think there’s any of that same standard you can send them over too & I can check them out. I’m not necessarily overly fussed about it having to be brand new as long as I liked the car. If it gives me more options of vehicles but choice of pcp/hire then I’m open to suggestions. Thank you for being so prompt by the way, it’s been tricky narrowing things down & getting to the point of actually wanting to get one.

Answer If you provide me with an email address and a contact number, need to know also if you are single or married, and do you have a UK driving license then I can track you for some quote proposals. Then we put you in touch directly with one of our suppliers so you can in turn evaluate the offers. I hope this helps?

Question I’m separated. Full UK drivers licence but why do you need my contact number? Need your contact number too please. We require this to prevent fraud. Protects you too. We do not spam our customers, promise.

Answer No worries. I've emailed you my details.

Question By the way why are you looking for a Hybrid? How many miles per year will you be doing?

Answer Just to be kind to the environment! I average 13K miles/year I think. Actually, I’d say 15K/year to play it on the safe side for allowance.

Answer Best be safe than sorry. And by the way we are a drop in the ocean when you hear about how India and China pollute the world.

Answer Every little helps as they say though!

Question Have you received our email?

Answer I got one, I got a call from a guy too but he very kindly said he’d leave it to you from a target point of view so didn’t provide quotes.

Question Didn't you ask him what he had on offer regarding hybrids?

Answer He just said he’d pass it back to you.

Answer Please check your email for an update with some proposals for you.

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Which is better, PCP or Contract Hire Leasing?

Home | Best Lease Deals | Best Brands | Used Cars SUV/4x4 | Automatics | Hybrid & Electric Cars Poor or Bad Credit | 7-9 Seats Vehicles

Home | Best Lease Deals | Best Brands | Used Cars
SUV/4x4 | Automatics | Hybrid & Electric Cars
Poor or Bad Credit | 7-9 Seats Vehicles